Family Office

The strong backbone of the group.

KAREMHA trusted advisors is the family-office unit of our group. Here we bundle the functions a single family office needs behind the scenes – from strategic wealth structure to family governance. What we do, we do primarily for the KAREMHA group and its shareholders. Selectively we also support external mandates – on request and by fit.

// Areas of expertise

Family office

Strategic steering of the entire wealth and holding structure, including multi-year liquidity, investment and financing planning as well as the coordination of all external service providers.

Wealth structuring

Building and maintaining a durable, long-term wealth architecture across asset classes – with the aim of balancing substance, liquidity and growth across generations.

Investment management

Steering of direct holdings, fund commitments and the listed securities portfolio, plus ongoing management of the assets with a focus on capital preservation and income stability. External managers are mandated where specialisation requires it.

Holdings controlling

Reporting, performance measurement and risk monitoring across all holdings – consolidated at shareholder level and individually at holding level, with clear thresholds for escalation and response.

Family governance

Clear rules, structures and decision paths for shareholders and family – including forward-looking succession planning and support for generational transitions in wealth and responsibility.

// How we see ourselves

We are not an external consultancy. We are the stable backbone of an entrepreneurially led group – with the ambition that everything we do works quietly, reliably and for the long term.

// Software and technology for the group

We do not just advise, we build. For our own companies we develop software and technology ourselves – currently an AI-based control system that coordinates generation, storage and consumers in our quarters in real time. Developed with artificial intelligence and open technology, first for our own needs – with the aim of offering it later as a product.